A second mortgage is not designed for everyone, and you should carry out a careful analysis to determine whether you are suitable for one, otherwise, it may turn out to be a source of great financial misery for you. If you were considering an application for a second mortgage, here are some key details you […]

Private lending can sometimes come in handy, especially when you have low credit and traditional lenders may not be interested in listening to you. But this is not to say that the mortgages are less serious or they come with less importance. Ultimately, it is a financial service extended to you, and the lender will […]

Home appraisal is a vital process when you are applying for a mortgage. Typically, the lender will order the appraisal, but the buyer will be the one to shoulder the cost of the appraisal, though it is not always a frightening figure that will deter you. Appraisal, should not stop you from making an offer […]

Sometimes life can take the turns we don’t want, and we may find ourselves having bad credit. As you already know, this comes with a busload of complications, especially concerning one’s financial status, but there are numerous solutions designed to make things easier for you, and to help you succeed. If you will ever have […]

It is generally a difficult state of affairs to be in the position of a first time home buyer, but even more so with bad credit. However, this should not make life seem impossible for you as there are a number of options available at your disposal, and which you could use to navigate your […]

Welcome to the Guardian Financing June 2017 monthly newsletter. This month’s issue is on the other crucial things that lenders usually want to see in every mortgage application. Most people have always known that the most weighted factors to getting approved include credit score, the amount of down payment, and the debt service ratio. Well, […]