Several countries in the world are advocating for a wage increase, and whereas this is a good thing for the individual employees, companies and businesses don’t share the same joy every time there is an increase in wages. In the United States for instance, the minimum wage was increased to $15/hour, while in Toronto, the […]

Most Canadians looking forward to acquiring mortgages have become aware that the rules have changed, and the noose has become tighter as far as qualifying for mortgages is concerned. The regulations that took effect beginning January 2018, have completely altered the playing field, and if you were considering opting for a mortgage anytime soon, here […]

Welcome to the Guardian Financing March 2018 monthly newsletter. This month’s issue is about the potential burst of the Canada Housing market. Canada Housing Bubble is starting to burst It seems as if the Minsky Moment for the Canadian housing market has finally arrived. Through the years, prophecies have been made about the boom being […]

Are you ready to opt for a mortgage? Or are you a homeowner looking forward to renewing their mortgage or upgrading your home to something bigger and better than what you have at the moment? Well, don’t just think it will be smooth sailing. The year is 2018, and the mortgage rules in Canada just […]

REITs have been recording all all-time highs, and the question that most real estate investors are asking is whether it is the right time to leave the sector or to hold on for just a little longer. Due to rising bonds, the publicly traded real estate sector in Canada seems to be at its peak, […]

From 1st January 2018, any Canadian seeking mortgage from a federally regulated lender will be subjected to a mortgage stress test before they are granted the lending facility. It implies that mortgage seekers will now have to qualify for BOC’s 5-year benchmark rate for the conventional mortgage or qualify at +2% if the rate is […]

Players in the investment community and the financial media are always keen on interest rates. Every time there is a change in the rates, whether positive or negative, the effects are not just felt by those who are directly involved, but they tend to ripple across the entire economy. Though it may take some time […]

President Donald Trump has broken his silence on the turmoil currently being experienced in the stock markets. According to him, investors are making a very big mistake by withdrawing from the market when there was nothing but good news concerning the economy. In a tweet, which revealed his reaction, the real estate mogul laments that […]

Cryptocurrencies are making headlines in the news more than ever. Bitcoin has gained so much in value, and it is quickly becoming a preferred method of payment for high-end real estate transactions. A significant number of individuals, who have made millions in cryptocurrency, are now turning to real estate because it is a less volatile […]