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Sometimes, it is the individuals who need loans and credit the most that find it very difficult to get them. If your credit score is poor, you may think that you have been permanently barred from getting any loan, whether it is for sudden medical…

Do you desire to get out debt and become debt free, but you feel that you limiting budget could be sabotaging your efforts? Well, you are not alone and there are thousands of people in Canada who have used their limited budgets together with the…

Just as the name suggests, a second mortgage is a loan taken on a property that is already mortgaged. There are a number of reasons why people consider second mortgages and these may include but not limited to getting cash for home improvements, creating a…

The number of people opting for private arrangements to get a home mortgage is on the rise and so is the number of people regretting the decision. Just like any other mortgage, private mortgage has its own risks and it is upon you to take…

There are certain financial behaviors or decisions you make which might be hurting your credit score without your knowledge. Sooner or later, your score may be so low that you will start considering bad credit financing to meet your obligation. However, this can be avoided…

If you have poor credit, fixing it to improve your credit score rating cannot be achieved overnight, but will take some time. If the low credit score is caused by: A maxed out card or high balances Reports on the public records section of your…

Everyone admires good credit scores, but they are reluctant to do what’s necessary to raise their credit. Sadly though, a credit score is not like a race car where you need to rev the engine and see instant results. It requires time and concerted effort…

It seems like there are limited options for individuals with bad credit in regards to buying a home. But instead of languishing in the misery of a poor credit score and thinking that you are condemned to never own a home until you get your…