Guardian Financing specializes in private and direct mortgages. We offer custom financing solutions to help mortgage brokers and their clients, located in the center of Montreal. We are expert in the field of short-term residential mortgages, and offer loans ranging from $50,000 to $2,000,000. What Is a Mortgage Broker? A mortgage broker, unlike a mortgage lender, […]
Read more...Newsletter June 2019
Welcome to the Guardian Financing June 2019 monthly newsletter. This month we have 2 topics, the CMHC opposition to the proposed B – 20 Amendments., and how economists differ on the effects of longer-term mortgages. First Topic: CMHC against the B – 20 Amendments The famous B – 20 Amendments are changes primarily targeting the […]
Read more...How a Mortgage Broker Can Help Clients with Bad Credit
As a mortgage broker, there are instances when you will come across clients who have a low credit score but are interested in getting lending facilities. It is for such people that bad credit loans exist and as a broker, you also have a role to play in helping them to find a mortgage. With […]
Read more...What Credit Score is needed for a Mortgage in Canada?
The mortgage application process has changed a lot in Canada over the past few years. The introduction of the new mortgage rules imposed in late 2018 did nothing but complicate it further, following the inclusion of additional measures for determining who qualifies for a mortgage, and for what amount. The process of applying for a […]
Read more...Newsletter May 2019 – Conditions No Longer Favor Home Buyers in Montreal Neighborhoods
Welcome to the Guardian Financing May 2019 monthly newsletter. This month’s issue is on how the market conditions have challenged homebuyers from the lucrative Montreal neighborhoods. The market conditions in Montreal neighborhoods have officially become unpalatable for homebuyers. There isn’t a single neighborhood in Montreal in which you can find favorable conditions for buyers, and though […]
Read more...Newsletter April 2019 – Homeownership Just Got Easier for Canadian First Time Buyers
Welcome to the Guardian Financing April 2019 monthly newsletter. This month’s issue is on how the government intends to make homeownership for Canadian first time buyers more achievable, via the Federal Budget. Homeownership Just Got Easier for Canadian First Time Buyers Homeownership for Canadian first-time buyers just got easier! The Federal Budget has introduced an […]
Read more...Is a Second Mortgage a Good Idea: Relatively Low-Cost Options for Homeowners In Need of Cash?
A second mortgage simply refers to a mortgage taken against the equity of your home. This is something that every mortgage broker should help their clients understand. It is usually appalling to see how some Canadians struggle to get cash from costly avenues when they have enough equity in their homes that they could easily […]
Read more...Why People Are Using Their Retirement Savings for Down Payments
Many Canadians dream of becoming homeowners, but there are many obstacles that they must overcome. Some of the challenges faced by the majority, especially the young families, include the rising cost of housing, rising costs of living, the need to save for retirement and other financial needs including day to day expenses like utilities, rent, […]
Read more...Newsletter March 2019 – Making Housing More Affordable For Middle-Class Families in Montreal
Welcome to the Guardian Financing March 2019 monthly newsletter. This month’s issue is on the government’s initiative to provide more affordable houses for middle-class families in Montreal. Making Housing More Affordable For Middle-Class Families in Montreal It is a fact that most middle-class families in Montreal are in a precarious position when it comes to […]
Read more...Why Mortgage Brokers Should Choose Guardian Financing
The mortgage industry in Canada is so robust, and out of it, careers such as mortgage brokerage have flourished over the years. Guardian Financing is a private mortgage lender dedicated to helping homeowners and real estate investors have access to funding capital, working in conjunction with mortgage brokers. If you are a broker and realize […]
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