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Private Loan Scams: How to Identify Them from a Mile Away
Private Loan Scams: How to Identify Them from a Mile Away 1024 456 Guardian Financing

Personal loans have continued to increase in popularity throughout Canada. They have provided an awesome avenue for individuals who don’t want to face the banks or other financial institutions for one reason or another, to get financing. However, their popularity has also given rise to…

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Myths about Short Term Loans Debunked
Myths about Short Term Loans Debunked 1024 364 Guardian Financing

Short term loans have always come to the rescue of individuals in need of emergency funding or businesses in need of urgent cash injection into their operations. But there are certain myths and misconceptions that have surrounded the loans for years, and which have stopped…

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4 Short Term Loans You Must Avoid
4 Short Term Loans You Must Avoid 1024 552 Guardian Financing

Going for short-term loans is always seen as a convenient way to get funding throughout difficult financial times. However, there are certain types of short-term loans, which should be avoided, and only resorted to when there is no other option available. These loans come with…

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Newsletter September 2017
Newsletter September 2017 1024 341 Guardian Financing

Welcome to the Guardian Financing September 2017 monthly newsletter. This month’s issue is about how the Bank of Canada’s interest rate increase, and higher line of credit payments, will make it more challenging for homeowners to keep up their payments, and the various considerations that…

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The Latest Mortgage Rules and How to Take Advantage of Them
The Latest Mortgage Rules and How to Take Advantage of Them 1024 320 Guardian Financing

The Canadian government has announced a series of changes to the mortgage rules, and have introduced news ones. It appears that most of the changes are targeted at taming the high demand being witnessed in the country’s fastest growing housing markets – Vancouver and Toronto.…

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Private Loans to Friends
Reasons Why You Should Not Give Private Loans to Friends and Family
Reasons Why You Should Not Give Private Loans to Friends and Family 1024 440 Guardian Financing

It sounds harsh, but it is a fact, which has been demonstrated time and time again that extending private loans to friends and family is a bad idea for the most part. If you want a good experience in terms of giving out money to…

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Thinking About A Second Mortgage? Here is What You Should Know
Thinking About A Second Mortgage? Here is What You Should Know 1024 480 Guardian Financing

Second mortgages have become so popular in recent years in the Canadian mortgage market. However, not so many people have a good understanding of them, and have always been skeptical about trying them out. Here is all you need to know about these mortgages, should…

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Private Mortgage Funds: Pros and Cons
Private Mortgage Funds: Pros and Cons 1024 440 Guardian Financing

Private mortgage funds have provided an alternative investment option for many individuals across the globe. It should be noted that long-term bond funds come with significant risks, should interest rates move upwards. Short term bonds on other hand cancel such risks, but with the disadvantage…

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Warren Buffet Comes To the Aid of Embattled Home Capital
Warren Buffet Comes To the Aid of Embattled Home Capital 1024 404 Guardian Financing

Canadian alternative lender, Home Capital Group Inc. was at the brink of collapse due to the intense fraught housing market being witnessed across the country, but now they have a lifeline, thanks to Warren Buffet’s Berkshire Hathaway Inc. Berkshire has agreed to acquire a 38.4%…

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Newsletter August 2017
Newsletter August 2017 150 150 Guardian Financing

Welcome to the Guardian Financing August 2017 monthly newsletter. This month’s issue is a recap of the recent interest rate hike, and its impact on the Toronto and Quebec markets, respectively. Recap of the Recent Interest Rate Hike Although the BoC has stated that the…

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