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Guardian Financing
Newsletter May 2018
Newsletter May 2018 1024 480 Guardian Financing

Welcome to the Guardian Financing May, 2018 monthly newsletter. This month’s issue is on the BoC’s hold on rates, as well as the emergence of Montreal as a hot market. Bank of Canada Holds Rates, Montreal Market Becoming Hotter According to the Bank of Canada,…

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The Difficulty of Getting a Mortgage When You Are Self Employed
The Difficulty of Getting a Mortgage When You Are Self Employed 1024 440 Guardian Financing

More and more Canadians are getting into self-employment or working on a contractual basis.  Recent statistics indicate that almost 23% of all income earners in the country are self-employed or survive on part time jobs. Unfortunately, it is not always easy for them to be…

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private mortgage loans
Is Now The Right Time To Lock In Your Mortgage Rate?
Is Now The Right Time To Lock In Your Mortgage Rate? 1024 444 Guardian Financing

The most important question for borrowers at this particular time is if the rates will increase within the year and if so, by how much? Since most Canadians prefer the five year fixed rate mortgage, here is a brief look at the trend currently: The…

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Get Out of Debt
Four Tips to Get Out of Debt Fast in 2018
Four Tips to Get Out of Debt Fast in 2018 1024 435 Guardian Financing

Moving ahead financially is nearly impossible if you are in debt. Debt is like a heavy ball tied to your leg which makes it impossible for you to make any headways as far as your finances are concerned. But the good news is that you…

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Newsletter April 2018
Newsletter April 2018 1024 539 Guardian Financing

Welcome to the Guardian Financing April, 2018 monthly newsletter. This month’s issue is on How Brokers can Build a Reputation on Social Media in 2018. How Brokers Can Build a Reputation on Social Media in 2018 There has been an increase in the use of…

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Why Wage Increases Make Companies Worry About Their Profits
Why Wage Increases Make Companies Worry About Their Profits 1024 512 Guardian Financing

Several countries in the world are advocating for a wage increase, and whereas this is a good thing for the individual employees, companies and businesses don’t share the same joy every time there is an increase in wages. In the United States for instance, the…

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Three Mortgage Rules in 2018 and Their Effects on Consumers
Three Mortgage Rules in 2018 and Their Effects on Consumers 1024 400 Guardian Financing

Most Canadians looking forward to acquiring mortgages have become aware that the rules have changed, and the noose has become tighter as far as qualifying for mortgages is concerned. The regulations that took effect beginning January 2018, have completely altered the playing field, and if…

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Newsletter March 2018
Newsletter March 2018 1024 384 Guardian Financing

Welcome to the Guardian Financing March 2018 monthly newsletter. This month’s issue is about the potential burst of the Canada Housing market. Canada Housing Bubble is starting to burst It seems as if the Minsky Moment for the Canadian housing market has finally arrived. Through…

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Perform Your Own Stress Test – Mortgage 2018
Perform Your Own Stress Test – Mortgage 2018 1024 480 Guardian Financing

Are you ready to opt for a mortgage? Or are you a homeowner looking forward to renewing their mortgage or upgrading your home to something bigger and better than what you have at the moment? Well, don’t just think it will be smooth sailing. The…

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Is It Time to Leave The REIT Sector or Hold On for A While?
Is It Time to Leave The REIT Sector or Hold On for A While? 1024 528 Guardian Financing

REITs have been recording all all-time highs, and the question that most real estate investors are asking is whether it is the right time to leave the sector or to hold on for just a little longer. Due to rising bonds, the publicly traded real…

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